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To Fix or Not to Fix? That is the Home Loan Question

In times of economic uncertainty the thought on many home owners’ minds is “should I choose fixed or variable?”  One week we hear from the Reserve Bank that they think they will raise rates because of our strong Aussie dollar and high inflation.  The next week we hear because of limited consumer spending the rates [...]

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Need a Safe Investment Option? A Simple Guide to Term Deposits

If the time has come to invest your money, a term deposit may be the answer to your needs.  It is certainly a safe option that can provide a worthwhile return on your money. Used with other investments and an effective savings plan, term deposits have a place that is hard to match with other [...]

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Before You Enter the Dealership – The Car Loan and Other Car-Buying Tips

“What just happened?”  Indeed, this is an unfortunate reaction after you have experienced the sometimes-negative aspects of buying a car.  While you may or may not have regrets about the car you purchased, negotiations and –more commonly – securing a loan can be a source of frustration. The Dangers of Blindly Entering the Dealership As [...]

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A Perfect Piece of Plastic – How to Choose Your Credit Card

Choosing the right credit card is not a task that should be rushed or undertaken lightly. The process of choosing a credit card can pay off big in the end, as your credit card can even help you save money. The Bad Press of Credit Cards – Can They Be Worthwhile? If you’ve read virtually [...]